Freshwater ecosystems are warming globally from the direct effects of climate change on air temperature and hydrology and the indirect effects on near-stream vegetation. In fire-prone landscapes, vegetative change may be especially rapid and cause significant local stream temperature increases but the importance of these increases relative to broader changes associated with air temperature and hydrology are not well understood. We linked a spatially explicit landscape fire and vegetation model (FireBGCv2) to an empirical regression equation that predicted daily stream temperatures to explore how climate change and its impacts on fire might affect stream thermal conditions across a partially forested, mountainous landscape in the western U.S. We used the model to understand the roles that wildfire and management actions such as fuel reduction and fire suppression could play in mitigating stream thermal responses to climate change. Results indicate that air temperature increases associated with future climates could account for a much larger proportion of stream temperature increases (as much as 90% at a basin scale) than wildfire. Similarly, land management scenarios that limited wildfire prevalence had negligible effects on future stream temperature increases. These patterns emerged at broader spatial scales because wildfires typically affected only a subset of a stream's network. However, at finer spatial and temporal scales stream temperatures were sensitive to wildfire. Although wildfires will continue to cause local, short-term effects on stream temperatures, managers of aquatic systems may need to find other solutions to cope with the larger impact from climate change on future stream warming that involves adapting to the increases while developing broad strategies for riparian vegetation restoration.